Dynamic Card Solutions (DCS), the provider of instant issuance and PIN selection solutions for banks, credit unions and retailers that issue magnetic strip, EMV and contactless cards, expanded the capabilities of its mobile payments personalization platform, CardWizard Perso-to-Go, to support personalization of near-field communication (NFC) Micro SD cards.

DCS' Perso-to-Go platform is a fully integrated solution that conveniently personalizes cardholder information onto various NFC payment form factors at the branch level. This includes embedded NFC chips in mobile phones, various contactless stickers, key fobs, and now Micro SD cards. No over-the-air personalization is required, and because Perso-to-Go provides instant activation capabilities, the personalized device can be immediately used for contactless point-of-sale purchases.

"Research has stated that there are currently 4.6 billion mobile phone subscriptions worldwide, and that number is projected to increase," said Ron Zanotti, senior VP of DCS, in a press release. "Now is the ideal time for issuers to quickly and conveniently capitalize on the latest contactless technologies as a compliment to their card issuance programs and to turn mobile phones into an interactive wallet."

"Today's consumers demand speed and convenience, and contactless `tap and go' payments via a mobile device clearly delivers," continued Zanotti. "By expanding our Perso-to-Go platform to offer even more personalization options with Micro SD cards, there are no limitations on the type of mobile phone that can be personalized. Essentially any mobile phone with a Micro SD slot, embedded NFC chip, or contactless sticker can be personalized."

DCS' Perso-to-Go is the only instant personalization tool for contactless payments that offers issuers instant activation of the device in both the financial institution's core application and the network switch. The technology meets worldwide security requirements for both EMV and MSD contactless specifications and complies fully with all Visa and MasterCard security recommendations.

Founded in 1996 and being a wholly owned subsidiary of Dynamic Solutions International, Dynamic Card Solutions (DCS) is the provider of instant issuance and PIN selection solutions for banks, credit unions and retailers that issue EMV, contactless and magnetic stripe cards. With over 500 financial institution customers supporting thousands of active branches, DCS is the instant issuance provider for Visa and MasterCard debit cards worldwide. DCS will meet the needs and requirements of complex issuance environments, and has the experience to guide you through the procedures and processes required to implement a best-in-class instant issuance operation for contact and contactless EMV and magnetic stripe cards.

In related news, Dynamics, a provider of next-generation payment devices, has introduced its Redemption payment device in a card form-factor. In a release dated Oct. 5, the company said the payment card with the option for in-store point redemption is another Payments 2.0 application built on Dynamics' Card 2.0 technology. Redemption allows consumers to pay at the point of sale with credit or request to redeem their reward points or cash rewards toward the purchase of any item at any merchant. The company is demonstrating the payment device at FinovateFall 2010.